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  • Finding a balance that suits your financial objectives and schedule is crucial. 1. The most well-known and reputable money-making app out there is Swagbucks. By completing surveys, watching videos, playing games, & even shopping online, users can make money. There are numerous ways to accrue points on Swagbucks, which can then be exchanged for gift cards to well-known stores or cash through PayPal. 2. . Ibotta: This app offers cash back to users who shop at their preferred stores, allowing them to earn money from their purchases.